Touchtone Program

The Perfect Credit Card Processing Program for Small Merchants


Touchtone Credit Card
Processing Program

If you are a small "mom & pop" merchant who has a need to accept credit cards but are not looking for a large up front expense, long term equipment lease commitment, or a minimum monthly discount fee, then Credit Card Processing Services has the perfect program for you.

It is called Touchtone Processing because it allows you to authorize, capture and settle credit card transactions using a normal touchtone or cellular telephone.  Touchtone Processing is simple to use and a great alternative for low volume merchants who prefer to avoid purchasing or leasing a credit card terminal. We can usually have your touchtone merchant account setup the same day that you apply.

Best of all our Touchtone merchants can be converted to a terminal based merchant when your volume reaches a level to justify using a terminal and at that point your discount rate and transaction fee can be reduced to lower swiped or terminal keyed rates.

Here is the Pricing for CCPS Touchtone Processing

Discount Rate

3.95 %

Transaction Fee


Minimum Monthly Discount Fee


Monthly Access Fee


Annual Membership Fee


CCPS Account Setup Fee

Limited Time Special - $79.00

Manual Imprinter (Optional)


Touchtone Processing is ideal for the following types of merchants:

  • Small Retail Stores

  • Home-Based Low Volume Businesses

  • Craft Vendors

  • Trade Show Sales

  • Mobile Merchants

  • Plumbers, Electricians, Painters, Tradespeople

  • Seasonal Merchants
How Touchtone Processing Works

By dialing an 800 number from any touchtone, portable, payphone, or from an ordinary cellular telephone, you are connected to an interactive voice response unit.  Using the telephone's keypad you will key in the required information as it is prompted such as your merchant PIN number, the customer's credit card account number, expiration date, CVV2 code, and the dollar amount of the sale.  Once approved, the transaction is captured and held for settlement which automatically occurs once each night.  The funds are electronically transmitted via the Federal Reserve's ACH system to your business checking account at your local bank within 48 to 72 hours.  There are no sales slips to mail or time consuming trips to the bank to deposit credit card drafts.  Every month you will receive a statement detailing each days credit card sales.  This can be easily reconciled to the checking account statement you receive from your bank.   Anytime during the month you can access batch settlement totals to review and track daily activity from any touchtone phone.

As you can see it is not necessary to use a credit card terminal to accept credit cards.  The best part of this program is that in the future if your sales increase then we would be happy to provide you with a terminal at our regular low pricing and lower your discount rate to those enjoyed by merchants who swipe cards. 

CCPS - Our Professional Service Will Increase Your Bottom Line


For more information about the Touchtone Program or any of our other programs please feel free to contact Kevin via Email or by calling

Credit Card Processing Services, Inc. is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA

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